15 tips on choosing a health insurance by dr4us

Health insurance is a guarantee for the future for you and I dont know when illness or accident. This insurance will guarantee that you will have money for treatment. Health insurance is useful as a guarantee

Due to the need for health insurance, the company grew a lot from selling in the context of this service. Not only the PT (the Company) only, the banks that offer similar services. Business processes more and more, companies that offer similar services to those who have chosen service confused.


How to Choose Health Insurance

These miraculous questions that can be used when choosing insurance so that you can get the right insurance:

1. What is the cost premium to be paid?
2. Is the amount of premiums paid may change at any time?
3. How much will be paid health insurance when illness, accident or death?
4. When you are sick or accident, when the insurance company will replace it? (There's a good idea to ask not only on the employees alone but for our managers and directors Better yet., Ask them to make a statement which accompanied the letter with the signature, the original name and company seal securely)
5. How many diseases are covered?
6. Are there any exceptions from these diseases? (if insurance cover 7 of disease, ask each one exception)
7. How long will the premium be paid?

Somethings should be considered

Tip 1: 

Find an Insurance Company as well as middle to upper Re Insurance. Why must reinsurance, because if the company is the insurance and reinsurance, the insurance company is the parent company or a large insurance company in question which received protection in the event of bankruptcy so we as customers are not harmed. 

Tip 2: 

Find health insurance that is easy when you need inpatient care, do not have to pay a down payment during the first day you are treated, there is now a system by using the / show your card can use the following hospital facilities of drugs, etc., with the restrictions that have been determined according to contained polished, so you do not spend any money when you have finished treatment. 

Tip 3: 

The waiting period for benefits, usually a waiting period is 1 year. 

Tip 4: 

Exclusion and waiting period of a particular disease, ranging in cover how long since the policy so, for health care claims, because the pain can not be predicted at any time can happen. 

Tip 5: 

Find the age limit is pretty much up to the age of 75th example. Each insurance company has their criteria, so we must be smart in choosing. 

Tip 6: 

Find Health Insurance that allows you to buy a new policy even though you already have other health insurance policies. 

Tip 7: 

Can be taken without taking part in the life insurance, life insurance or concurrent with, that is pure health insurance so we can choose as needed. 

Tip 8: 

The existence of extended warranty policy if we have a large claim or claims often, it is important to continue to get health protection.

Above are  basic questions, you can add a variety of questions when doubt pernjelasan health insurers. Keep in mind it's a matter of money and lives, so compare the service and answers from one insurer to another insurer until you find the right insurance.